建設(shè)銀行SWIFT代碼是中國最大的國有銀行，為國際銀行間和外貿(mào)機(jī)構(gòu)提供金融服務(wù)。 它是一個全球組織，擁有超過400家成員銀行，在200多個國家和地區(qū)有超過10萬個啟用的SWIFT代碼。 運(yùn)用這個SWIFT代碼，可以有效的完成由建設(shè)銀行作為收款行的外幣匯款及付款等貿(mào)易金融業(yè)務(wù)。 SWIFT代碼對于建設(shè)銀行聯(lián)行行號而言特別重要，其也被稱為BIC（銀行標(biāo)識碼）或IBAN（國際銀行賬號）代碼。

1、什么是SWIFT代碼？

SWIFT代碼（Society for Worldwide Interbank Financial Telecommunications ）是一個國際組織，旨在提供一種安全、可靠、速度快的支付服務(wù)，支持在全球范圍內(nèi)進(jìn)行貿(mào)易金融業(yè)務(wù)。它是每所銀行唯一的識別號碼，用于在跨境支付交易中標(biāo)識銀行或金融機(jī)構(gòu)。

2、什么是建設(shè)銀行SWIFT代碼？

建設(shè)銀行的SWIFT代碼是CCBGCNSH，它由8個字母組成，分別代表建設(shè)銀行中國、國家及上海地區(qū)分行。 這8個字母表示建設(shè)銀行可以在國際銀行間和外貿(mào)機(jī)構(gòu)之間完成支付服務(wù)。

3、建設(shè)銀行SWIFT代碼的使用

建設(shè)銀行的SWIFT代碼用于進(jìn)行跨境支付交易，如從海外發(fā)起匯款至建設(shè)銀行，無需開立實(shí)體銀行賬戶，只要提供正確的SWIFT代碼即可完成交易。 它也可以用于在建設(shè)銀行的跨境付款，以保證外匯業(yè)務(wù)支付的及時(shí)性與安全性。

4、SWIFT代碼的申請

在建設(shè)銀行申請SWIFT代碼需要提供有關(guān)信息，包括但不限于建設(shè)銀行企業(yè)開戶許可證編號，客戶姓名及身份證號等文件，完成SWIFT代碼的申請流程。另外，如果需要索要SWIFT代碼，可以直接咨詢您所在的建設(shè)銀行柜臺。

5、SWIFT代碼的優(yōu)勢

SWIFT代碼可以保證交易的及時(shí)回復(fù)，高效率以及安全性。采用SWIFT代碼進(jìn)行跨境支付，可以有效避免匯款時(shí)出現(xiàn)失誤；另外，利用SWIFT代碼交易手續(xù)費(fèi)低，可以節(jié)省銀行業(yè)務(wù)處理成本；最后它還具備有報(bào)文審查和多種認(rèn)證，提高信息安全性。

總之，SWIFT代碼在國際銀行間及外貿(mào)機(jī)構(gòu)之間進(jìn)行貿(mào)易金融支付服務(wù)方面有著至關(guān)重要的作用，建設(shè)銀行的SWIFT代碼（CCBGCNSH）更是用于完成支付服務(wù)不可多得的一種工具。

1. SWIFT (Society for Worldwide Interbank Financial Telecommunication) is an international provider of secure financial messaging services used by banks and financial institutions worldwide.

2. SWIFT provides a standardized way for institutions to communicate with each other and make financial transactions. Banks and other financial institutions use SWIFT codes to identify themselves and exchange messages with each other.

3. Each financial institution identified on the SWIFT network is assigned a unique Bank Identifier Code (BIC) which is used to identify the institution in financial transactions and messages. Every BIC consists of eight or eleven characters and includes a combination of numbers and letters.

4. In the case of the Construction Bank, its BIC is BKCHCNBJ IDC, with BKCH being the bank code, CN indicating China and BJ indicating Beijing. This is the SWIFT code used to make international funds transfers to Construction Bank accounts.

5. All domestic interbank transfers to Construction Bank accounts take place using the bank’s domestic BIC. For example, the Construction Bank’s domestic BIC for Beijing Branch is BKCHCN BJ.

6. When making a transfer to any Construction Bank account, customers must input the accurate BIC. When making a transfer to another bank, customers must also provide the other bank’s BIC and the beneficiary’s account number.

7. The SWIFT network allows financial institutions and other organizations to securely exchange information and make payments with each other. For many years, the SWIFT network has been the most reliable and secure way to conduct financial transactions.

8. Today, more and more banks are turning to secure online platforms to perform transactions. These platforms enable financial institutions to securely and quickly transmit large amounts of data while maintaining compliance with SWIFT standards.

9. For many business and personal needs, banks have begun offering services through these online platforms to customers. These services include but are not limited to electronic payments, balance inquiries, online trading, and international transfers.

10. The Construction Bank has established an online platform to offer customers increased convenience and security when managing their accounts. Through this platform, customers can perform various banking operations including domestic interbank transfers, international transfers, and other services.

11. To make a transfer to any Construction Bank account, customers must provide the correct BIC. This ensures that the correct bank receives the transfer and that the information is securely transmitted.

12. The Construction Bank also offers several other services for customers, such as providing credit cards, mortgages and other loan products, international business services, and more.

13. The bank has a wide network of branches in China and overseas, offering customers comfortable and convenient banking services.

14. Moreover, the bank provides a number of online services, such as online banking and mobile applications, to help customers manage their finances.